Getting tired of the Chime account? Do you wish to delete the Chime account permanently? Read the article till the end to know deletion methods and other necessary things about the Chime account.
Chime is an online bank service and offers different banking services and features to its customers with a good performance. It allows users to transfer payments without any charges. So, it is great for users who are looking to send money to their family and friends. Users can check accounts, automated saving features, early wage access. Although it is great to use, there are still some users who want to delete the Chime account.
If you want to delete the Chime account at some time refer to this article and continue to the next topic which will guide you to delete your account. Before that, you should know what is the reasons most users want to delete the Chime account.
Reasons to Delete the Chime Account
The reason why users want to delete Chime’s account can be its nature of business. Chime is only an online banking service, not a real bank, and has no branches where you can meet someone and request them to solve your issue. Also, the Chime Credit Builder card feature doesn’t work as a credit card. Further, another reason is that many accounts were closed without any notice or explanation. Along with this, customers were denied the money in their accounts. So, if you want to keep a Chime account, consider that you may face some kind of problems in the future. It would be better if you delete the Chime account permanently.
What Happens when you Delete Chime Account?
Before stepping into the deletion process, you should know the consequences you may face after deleting your account. Your data will be removed as soon as you delete your account. You can no longer access payment features from Chime and lose all exclusive features that you had used before. Other users won’t be able to send you money to your account. Moreover, your transactions connected to the Chime account will be invalid. However, if you want to use Chime again, create a new account and enjoy its features.
What Should you do before Deleting the Chime Account?
You should think twice before deleting your account as it will remove all your data. You should remove bank details and all your cards linked to your Chime account. And make sure you don’t have any transactions pending in your account if you do then go to your payment history and cancel them. Clear all the payments and remaining dues, and ensure that there is no remaining balance. Similarly, check if there are any remaining refunds too. Until and unless you clear your overdraft amount, you won’t be able to delete your account. So, be sure to consider these factors before you delete the Chime account.
How to Delete the Chime Account?
Although Chime has lost exclusive features, not everyone seems satisfied with its services for different reasons and they want to delete their account. You can delete your account by requesting them via email. Follow the steps given below.
- Open your email address associated with the Chime account.
- Compose an email to [email protected].
- Then, enter Request to Delete My Account in the Subject area.
- Write an email and reasons requesting them to delete your Chime account and remove all your data.
- Now, hit Send to delete your account.
Note: You will receive a response from customer support after some time. A confirmation mail will be sent to you to inform you that your account will be deleted.
Delete Account via Phone
This is the next method to delete your Chime account from your phone. You can directly contact Customer Service of Chime by calling them at 1-844-244-6363 between 7 am to 9 pm and requesting them to permanently delete your account.
Close your Account from the Chime App
You can close your account from Chime app version 5.109 if you are using Apply device (version 12 or later).
- Launch Settings from the home screen.
- Tap Edit in the Personal Info section.
- Now, select Close account.
- They’ll request you to verify your identity. Enter 4 digits of your Social Security number in the field.
- Tap on Submit request and a message will be displayed regarding your account closure. Then, tap on Got it button to complete the process.
How to Cancel a Subscription on Chime?
You will have to manually cancel all your subscriptions for Chime as they don’t have a way to manage ongoing subscriptions. You can either use your computer or phone to cancel your subscription, but it would be better if you do it from your phone as it will be faster.
Cancel Chime Visa Debit Card
After canceling the Chime visa debit card, it will prevent your card from being used for any transactions. Follow the given steps if you want to cancel your Chime Visa Debit Card from the Chime app or via the website.
- Log into your Chime account with your email address and password.
- Go to the Settings.
- Then go to the Security section from the list of options.
- Now, turn off Chime Card Transactions.
Thus, these methods will help you to delete your Chime account permanently. We hope this article has guided you so far.